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Science and Technology Finance

Rural Commercial Bank Wuxi New District branch

(bizwnd.gov.cn)Updated:2015-08-12

First, the patent pledge loan

Product description: The borrowers who have obtained the patent certificate granted by the State Intellectual Property Office and take the patent right as a pledge to the banking institutions to apply for the loan.

Applicable objects: Science and technology enterprises that have the patent certificates granted by the State Intellectual Property Office.

Product features: To transform intangible assets into tangible assets.

Application requirements: Legal bodies with fixed business operation sites, business licenses approved by the industrial and commercial administrative departments as well as full capacity for civil conduct and repaying.

Second, the equity pledge loan

Product Description: The borrowers who take their own or a third party’s stock shares held legally as a pledge to apply for the loans to the banking institutions.

Applicable objects: Companies that are capable of using their own or a third party's stock shares held legally as a pledge.

Product features: To transform the static equity into a dynamic capital.

Application requirements: Legal bodies with fixed business operation sites, business licenses approved by the industrial and commercial administrative departments as well as full capacity for civil conduct and repaying.

Contact: Du Yanping, 85225293, 13861871063

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