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Wuxi New District Branch of Bank of China

(bizwnd.gov.cn)Updated:2015-08-12

First, Quick & Easy Loan for small and medium-sized enterprises

Product description: If small and medium-sized enterprises (SMEs) take the real estate or commercial housing, legally owned by their legal representatives and spouses, shareholders or immediate family members, as mortgage, the bank will provide the legal representatives with financing services.

Applicable objects: Small and medium-sized enterprises that can provide assets for mortgage.

Product features: Revitalize the fixed assets of legal representatives of SMEs and improve the fund utilization efficiency for the enterprises.

Eligible applicants: The enterprises should have a fixed place of business, a legal representative who has full capacity for civil conduct, repaying ability, can provide fixed asset, like premises for mortgage, as well as a business license and a valid loan certificate reviewed annually.

Second, Zengdaibao for small and medium-sized enterprises

Product description: Small and medium-sized enterprises that get short-term credit by mortgaging real estate and offer second lien mortgage as counter guarantee measures to receive guarantee from Fullerton Credit, can improve the mortgage rate and increase the amount of short-term credit businesses.

Applicable objects: Those who have need for short-term financing, credit line improvement and have collateral in the bank with salvage value.

Product features: The mortgage rate will be improved up to 100 percent by offering second lien mortgage; the rate will be flexible and calculated according to the actual loan time.

Contact: Chen Wei, +86-510-8522-0453, 1395156683

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